In a Hadith found in Sahih Muslim, number 2376, the Holy Prophet Muhammad, peace and blessings be upon him, indicated that the one who spends in ways pleasing to Allah, the Exalted, will be rewarded according to what they give. And he warned not to hoard otherwise Allah, the Exalted, will withhold His blessings.
It is important to note, that one must only obtain and spend lawful wealth as any righteous deed which has a foundation in the unlawful will be rejected by Allah, the Exalted, irrespective of one’s intention. This has been warned in a Hadith found in Sahih Muslim, number 2342.
In addition, this spending is not only through charity but definitely includes spending on one’s own necessities and the necessities of their dependents according to the teachings of Islam without waste, excessiveness or extravagance. This is in fact a righteous deed according to a Hadith found in Sahih Bukhari, number 4006. A muslim should spend in a balanced way whereby they help others without becoming needy themself. Chapter 17 Al Isra, verse 29:
“And do not make your hand [as] chained to your neck or extend it completely and [thereby] become blamed and insolvent.”
A muslim should donate regularly according to their means even if it is a little as Allah, the Exalted, observes one’s quality meaning, their sincerity, not the quantity of a deed. Regularly donating a little is far better and more beloved to Allah, the Exalted, than donating a larger amount once in a while. This has been advised in a Hadith found in Sahih Bukhari, number 6465.
It is important to note, as mentioned in this Hadith when one gives according to their means Allah, the Exalted, will reward them according to His infinite status. But the one who holds back will find a similar response from Allah, the Exalted. If a muslim hoards their wealth they will leave it behind for others to enjoy while they are held accountable for it. If they misuse it it will become a curse and burden for them in this world and a punishment in the next.
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